Monday Morning Recap

Yesterday we continued our series Life. Money. Hope at C3.  We were blessed to hear from Dave Ramsey, via video message. If you missed it, you can watch it here or listen on our podcast.

Here are some of my notes from Dave’s message….

One of his first thoughts that really got your thinking was that  “If you get rich, you become more of what you already are.”  For instance, if you are a selfish person and you get rich, you are going to be extremely selfish.  But, if you are a generous person and you get rich, you are going to be extremely generous.  What kind of person are you now?

He also reminded us that we live in a ‘mircowave’ society where we want everything NOW and we don’t want to work for things or save for things.  But, when you do things God’s way, it takes a process and works more like a ‘crockpot’.  But, the best things in life are worth the wait!

5 Basics of Biblical Finance:

Step #1:  Get out of debt.
Debt = Risk

Proverbs 22:7  “The rich rule over the poor, and the borrower is slave to the lender.”

Remember, slaves don’t have options. They walk around in bondage, and when we are in financial debt, we can feel like we are walking around in chains.  God’s design is for us to live in freedom, not bondage.

Another great thought:  If God wants you to do something, He’ll send you the money.  You don’t have to go in debt to do it.

Step #2: Act your Wage.
Learn to live on less than you make.

Proverbs 21:20 “The wise store up choice food and olive oil, but fools gulp theirs down.”

*Contentment is the most powerful financial principle there is.  When you can learn to be content with what you have, you will learn to save and have money to give and be generous because you won’t always be wanting more.

Step #3: Get on a Budget.
God won’t give us what will harm us.  If we can’t manage a little well, He isn’t going to give us more to make a mess of. Manage well what you have now. Don’t ask God to bless your mess. If your finances are in a mess and you continue to go deeper into debt.  Don’t ask God to send blessings.  Ask for wisdom and an obedient heart!

Luke 14:28  “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?”

Step #4:  Save and Invest.
Save for an emergency fund. Rainy days will come so have an umbrella. Dave recommends saving up 3 to 6 months’ living expenses in an emergency fund.

Proverbs 21:20 “The wise store up choice food and olive oil, but fools gulp theirs down.”

Save and pay cash for things. When you buy things with cash rather than credit cards, you are more likely to save than spend.  Physically handing over the cash and seeing the transfer makes you think twice before spending the money.

Step #5: Give.
When your finances are in order, you have room in your budget to be generous and give to others.  People who are in debt do not have the freedom to give like people who manage their money well.

Malachi 3:10 “Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.”

Also, this Thursday at 6:00am is our next C3 Warriors Gathering for the men of C3!  Ladies, encourage your husbands, sons, and brothers to be there!  This is a great time for the men of C3 to be encouraged and strengthened through time in God’s Word!  If you missed this weekend or if you’d like to see it again, here is the C3 Warriors promo video that our team made!  It’s a must see…

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